The postal field guide

Find a census tract for an address

To find the census tract for an address, or to geocode an address into latitude and longitude, use the free Census Geocoder: enter the street address and it returns the matched coordinates plus the state, county, tract and block. A ZIP code alone is not enough, because tracts and ZIP codes are drawn independently.

Geocode an address with the Census Geocoder

  1. Open the Census Geocoder.
  2. Choose “Find Locations” for coordinates only, or “Find Geographies” for coordinates plus census geography.
  3. Enter the street, city, state and ZIP, and pick the current benchmark and vintage.
  4. Read the tract, county and block from the results. Batch files of addresses are also accepted.

The FFIEC geocoding system

Lenders reporting under CRA and HMDA use the FFIEC Geocoding/Mapping System, which returns the tract together with the demographic data those programs require.

Reading a census tract number

A full tract identifier (GEOID) has 11 digits: 2 for the state, 3 for the county and 6 for the tract. The tract part is often written with a decimal point, so 010100 appears as 101.00. Keep the state and county digits with it; tract numbers repeat across counties.

ZIP code to census tract

For aggregate analysis, the dated ZIP-Tract file from the HUD-USPS crosswalks lists every tract a ZIP touches with allocation ratios. It cannot tell you the tract of one address; only geocoding can. For counties see county by ZIP code.